Automated investing
Open a goal, and we build a diversified portfolio around it — rebalancing, tax‑optimizing, and compounding quietly in the background while you live your life.
Accounts
Pick the account that matches the goal — or run all three side by side from one dashboard.
A diversified portfolio of low-cost funds, built for your timeline and rebalanced automatically as markets move.
A high-yield cash account for the money you'll need soon — separate from your long-term investments, always liquid.
Tax-advantaged retirement accounts with a glidepath that quietly shifts risk as your retirement date gets closer.
How it works
Each step unlocks the next — there's nothing to configure until we know what you're investing for.
A house, retirement, or a general safety net — the goal decides the time horizon and the risk that makes sense.
We assemble a globally diversified portfolio and explain exactly what's in it and why.
Deposits get invested, drift gets rebalanced, and gains get tax-managed — without you lifting a finger.
Security & regulation
Every screen here is modeled on how a real, regulated investment platform protects client money.
Recommendations are modeled on a legal duty to act in your interest — not on commissions or sales targets.
Portfolio holdings are tracked separately from day-to-day account activity.
Cash-account balances are modeled with the kind of per-depositor insurance you'd expect from a regulated bank partner.
Every session is modeled on 256-bit encryption and two-factor login, the standard real platforms use to protect accounts.
Why choose us
The rigor of a traditional advisor, with the convenience of doing it yourself.
| Feature | DIY investing | Traditional advisor | Verdant |
|---|---|---|---|
| Ongoing fee | $0, but no guidance | 1–2%+ / year | 0.25% / year* |
| Account minimum | Varies by broker | Often $50,000+ | $0 |
| Automatic rebalancing | Manual | Sometimes | Included |
| Tax-loss harvesting | Rare | Sometimes, for a fee | Included |
| Human advisor on call | No | Yes | Available, add‑on |
| Time to open an account | Hours of research | Days of paperwork | 4 minutes |
What people say
A few notes from people using it to reach their goals.
I moved my emergency fund into the Cash account and finally opened a Roth. The whole setup took less time than ordering lunch.
We opened a joint account for our house fund and both get notified the second either of us adds to it. Small thing, but it's kept us honest.
The rebalancing actually happens without me thinking about it. I check the app maybe once a month and everything's exactly where it should be.
FAQ
The things people ask before they open their first goal.
Client securities are held separately from company assets, and cash balances carry deposit-style insurance through partner banks.
The company charges a 0.25% annual advisory fee on invested balances, with no separate trading commissions and no minimum balance to open an account.
Yes — investment withdrawals can be requested at any time, subject to the account’s available cash and normal processing.
No minimum balance is required to open an account or start a goal.
The company includes access to a licensed human advisor for an additional cost, alongside the automated portfolio management.
Get started
No minimum balance to open an account. Cancel any time.